Renters Insurance

Renters insurance is important for anyone renting a home, apartment, or dorm. College students, apartment renters, and families leasing houses can all benefit from protecting their belongings. Horizon Insurance offers renters insurance policies to help Iowa residents stay covered and prepared for the unexpected.

Why You Need Renters Insurance

Renters insurance protects your personal belongings from theft, fire, water damage, and other risks. Your landlord’s insurance only covers the building itself, not your furniture, electronics, or other valuables. If something happens, renters insurance helps you replace your items without paying out of pocket. It also provides liability coverage if someone is injured in your home.

Landlord Requirements

Many landlords require renters' insurance as part of the lease agreement. This is because renters' insurance protects both you and the property owner. If an accident happens, such as a fire or water damage caused by you, renters' insurance can help cover the costs. Having a policy in place shows your landlord that you are prepared and responsible.

Simple and Affordable Coverage

Renters insurance is an affordable way to protect your belongings. Horizon Insurance offers policies for college students, apartment renters, and families renting homes. Our team will help you choose the right coverage for your situation and explain your options clearly.

Contact Horizon Insurance for Renters Insurance

Horizon Insurance is ready to help you find renters' insurance that fits your needs. Visit our Contact Us page to reach out by phone or email. Let us help you protect your belongings and meet your landlord’s requirements with reliable coverage.